The amortization schedule was an algorithm created by bankers under the guise of creating more home ownership in 1933 and overall the percentage has dropped ever since. Currently only 2% of Americans own their homes outright with no mortgage. “As Realtors we can make a difference and lead the way“. Using this technology our clients will be able to own multiple properties and be debt-free before retirement. “Once we became aware of this powerful technology not speaking to it felt like mal-practice”.

Anthony Marinelli & Dan Birdwell